Diaspora Funeral Insurance
Cover your loved ones and give them peace of mind with our fantastic prepaid funeral plans. Diaspora is one of the leading funeral service plan providers for expats and diaspora communities.
The average cost of a funeral in the UK is over £8,800 (according to Sun Life’s cost of dying report 2022), our job as your funeral plan provider is to make sure you and your family never have to worry about the cost of your funeral service all the way up until the time of the funeral.
We know that death in the diaspora can be both devastating and a huge financial burden. The last thing you want is to be hit with unexpected costs while dealing with funeral arrangements. We want you to have the ability to give your loved one a proper send-off and a stunning headstone, burial plot, or cremation for their remembrance.
While we all want to live a long and healthy life, unfortunately, one thing in life is guaranteed and that is death. So it’s best to plan for it and make sure all doctor’s fees, funeral directors, funeral costs and all other potential financial burdens are dealt with in a time of such bereavement and heartache.
Funeral costs can be massive and can come from so many different avenues, such as:
- Casket/coffin
- Basic funeral costs
- Transport (hearse, limousines)
- Repatriation or reverse repatriation
- Food and drink
- Church service
- Photo and videography
- Flowers
- Household bills
- Memorial service
- Tombstone
- Lost revenue due to funeral
- Crematorium and cremation fees
Funeral Cash Plan Benefits
Our Diaspora funeral cash plan has helped many bereaving families over the years to cover the cost of the funeral. Thanks to the phenomenal benefits of our paid funeral plans our policy is one of the most protected and concrete funeral plans on the market. Our job is to leave you with as little stress as possible in a highly stressful time. The cash plan benefits include:
- Immediate pay-out guaranteed, no need to wait for probate (US $, £, €, ZAR)
- Protection without borders GUARANTEED!
- Free life cover in the future GUARANTEED!
- Dignified send off GUARANTEED!
- Peace of mind GUARANTEED!
- Celebrated life GUARANTEED!
- No more bereaving or begging
- Personal and family dignity GUARANTEED!
Funeral Cash Plan Features
- Guaranteed acceptance with no medicals at all
- Immediate US$, £, €, ZAR cash payout upon proof of death
- Worldwide cover, it truly is protection with no borders
- Permanently US$, £, €, ZAR denomination policy
- Up to US$/£/€20,000 or ZAR100,000 cover per life
- Body repatriation is not mandatory
- You can be covered as an individual, family or group
- Full cover for you and your loved ones
- Guaranteed gifted FREE cover in the future
Make sure you protect yourself, your family and live your last seconds knowing they are covered for all your funeral needs. We guarantee your dignified send off.
At Diaspora, we also offer phenomenal life insurance policies for you and your family so you can have the peace of mind that you’re covered for life. Our life cover is perfect for anyone in the diaspora looking for immediate acceptance, your race, colour or creed should not affect your ability to be reassured for life.
Frequently Asked Questions
What is Diaspora Funeral Cash Plan?
Our funeral cash plan is a guaranteed acceptance and cash based funeral insurance designed with Diaspora communities in mind. We immediately pay out cash to fully cover the cost of abroad burial, body repatriation, cremation fees and a whole lot more.
How To Know If Your Funeral Insurance Is Accredited?
For maximum safety when choosing your funeral insurance plan, make sure that the plan is accredited by the Financial Conduct Authority (FCA). The role of the FCA is to regulate the financial services industry within the UK.
Is Diaspora Funeral Cash Plan Authorised And Regulated?
Yes it is. In England and Wales it is authorised by the Financial Conduct Authority (FCA), Firm reference number: 795897 and in South Africa by the Financial Sector Conduct Authority (FSCA), FSP Number: 48996.
What Are The Premium Payment Options?
Your funeral insurance premiums can be paid either monthly payments, quarterly payments or yearly payments at no extra cost. You can also pay upfront in a lump sum single payment if you do not wish to pay in instalments.
Will My Insurance Premium Increase?
No, the premium is guaranteed to not increase. You can be sure that today’s prices will be the same as tomorrow’s low cost prices.