News
Are my premiums protected if the company goes bursts?

Are my premiums protected if the company goes bursts?

March 23, 2023 ,
Destiny finance trading as Diaspora Insurance LTD is regulated and authorized by the Financial Conduct Authority (FCA) under Firm Reference  Number: 795897. It is also a  member of the UK Financial Services Compensation Scheme (FSCS) which  is an independent and free service scheme, protecting consumers when financial firms fail. In addition, Diaspora Insurance is reinsured by one of the biggest reinsurance companies called Africa RE, FM Re and is underwritten by Guardrisk Life International Limited. In essence, YES, your premiums are protected through the following platforms: Financial Conduct Authority (FCA) UK Financial Services Compensation Scheme (FSCS) Guard Risk Life International… Read More
team4dfiAre my premiums protected if the company goes bursts?
Do you offer flight tickets or any other services?

Do you offer flight tickets or any other services?

March 20, 2023 ,
The Diaspora Funeral Cash Plan (‘DFCP’) is a bespoke cover offered by Diaspora Insurance which is Authorised and regulated by the FCA, UK. Diaspora Funeral Cash Plan has been offering unrivalled benefits for over ten years. The Diaspora Funeral Cash Plans offers a host of benefits and various packages that are enough to cover flight tickets and other services needed for one to have a dignified send off.  The Diaspora Funeral Cash Plan does not look only into covering basic funeral expenses like the casket, and  flight tickets like most funeral directors do, but also looks further in covering various… Read More
team4dfiDo you offer flight tickets or any other services?
Why do you use different currencies for your policy ?

Why do you use different currencies for your policy ?

March 14, 2023 ,
The bespoke Diaspora Funeral Cash Plan is underwritten in the major currencies of the world: US Dollar, the Euro, British Pound, Australian Dollar and Canadian Dollar. These currencies are historically known to maintain their value over time compared to the rest of the world’s currencies.  Diaspora Insurance is a dynamic company which was formed with the goal to speak to clients’ needs, especially Diasporans who found themselves in trying times when grieving their loved ones. (Targeted at transnational citizens) First, we need to define what are Diasporans. According to the Oxford dictionary, it defines them as a group of people… Read More
team4dfiWhy do you use different currencies for your policy ?
Do you pay-out a claim if the body of the deceased cannot be found?

Do you pay-out a claim if the body of the deceased cannot be found?

March 7, 2023
The Diaspora Insurance Claim Process. When you make a claim with Diaspora Insurance, proof of death is one of the required documentation needed in order to process the claim. This is usually in the form of a Death Certificate, burial order or proof or death from hospital. This is much straight-forward in cases where the body is not missing. However, this is not so in cases where the body is missing. In most cases where the missing person is presumed dead, it is not possible to get a Death Certificate. The next question that family members may have is. Without… Read More
team4dfiDo you pay-out a claim if the body of the deceased cannot be found?
Pastor William McDowell Live in Concert in UK – The Cry: Worship Concert 2023 with Diaspora Insurance

Pastor William McDowell Live in Concert in UK – The Cry: Worship Concert 2023 with Diaspora Insurance

March 7, 2023
“THE-CRY WORSHIP CONCERT with Ps William McDowell” is an annual programme by Rainbow Entertainment and Promotions; over the two nights saw, the auditorium packed with thousands of believers as they were ushered into the presence of the Lord Almighty. The Cry Worship Concert was held at the Bethel Convention Centre | West Bromwich, B70 7JW on Friday, February 24, 2023, and Saturday, 25, 2023. It was a beautiful programme to behold as it featured both UK-based and international gospel music artists that lifted the souls of the believers before God. Ministering on the nights were Tarisai Vushe, Min Latoya, and… Read More
team4dfiPastor William McDowell Live in Concert in UK – The Cry: Worship Concert 2023 with Diaspora Insurance
How to manage the impact of dying in the diaspora

How to manage the impact of dying in the diaspora

March 7, 2023 , , , , , , , , , , , , , ,
For those who die in a foreign country, the cost of dying can be overwhelming. There are a variety of expenses associated with death, including funeral costs, repatriation costs, and more. In addition to these direct costs, you may also have to deal with legal and administrative costs. It is therefore important for individuals traveling abroad to plan ahead and take steps to protect their loved ones in the event of their death abroad. By understanding the potential costs involved, having a will in place, and ensuring family members have access to the necessary documents upon death, individuals can try… Read More
team4dfiHow to manage the impact of dying in the diaspora
Is this product only for Zimbabweans?

Is this product only for Zimbabweans?

February 28, 2023 , , , , , , , , , , , , , , ,
Diaspora Funeral Cash Plan is a bespoke product offered by Diaspora Insurance which is a very simplified product that guarantees peace of mind and comes on a guaranteed acceptance basis. Guaranteed Acceptance basis basically means we do not conduct any medicals both on application and on claiming, the following are the key features of the cover: Guaranteed acceptance with no medicals at all. Immediate US$, £, €, ZAR cash pay-out upon proof of death Worldwide cover, it truly is protection with no borders. Permanently US$, £, €, ZAR denomination policy Up to US$/£/€20,000 cover per life Body repatriation is not… Read More
team4dfiIs this product only for Zimbabweans?
The consequences of not having a funeral plan & how it can affect your family

The consequences of not having a funeral plan & how it can affect your family

February 24, 2023 , , , , , , , , , , , , , , ,
When a loved one passes away, it can be a difficult time for the family and friends. Not having a funeral plan in place can cause additional stress and worry during this already difficult time. Without a plan, families may have to make decisions about the deceased quickly, without taking into account their wishes or financial situation. This could lead to financial strain as well as emotional distress. It is important to consider the consequences of not having a funeral plan in order to ensure that your family is taken care of after you pass away. Planning a funeral for… Read More
team4dfiThe consequences of not having a funeral plan & how it can affect your family
How do I pay my premiums?

How do I pay my premiums?

February 24, 2023 , , , , , , , , , , , , , , ,
As Diaspora Insurance we pride ourselves in providing specialist and bespoke insurance products to transnational citizens otherwise called Expatriates or Diasporans. Diaspora Insurance is a global company that provides a global service to meet our clients’ needs all over the world. It is possible to pay premiums from anywhere in the world. As part of treating our customers fairly Diaspora Insurance has different ways that our clients can use to Honour their payments depending on their location. Below is a list of the payment options that we have: Recurring Card payments The recurring card payment option is available to Mastercard… Read More
team4dfiHow do I pay my premiums?
With the times that we are in, and people are suffering from depression, why is your waiting period for suicide death, 24 months.

With the times that we are in, and people are suffering from depression, why is your waiting period for suicide death, 24 months.

February 23, 2023 , , , , , , , , , , , , , , ,
Suicide is defined as death caused by self-directed injurious behavior’s with the intent to die as a result of the behavior’s as defined by Institute of National Mental Healthy. A suicide clause is a provision in most insurance policies that states that the policy will be void if the policyholder commits suicide within a specified period following the policy start date. This period is usually two years. The Diaspora Funeral Cash Plan policy excludes any claim arising as a result of suicide (whether sane or insane) during the first 24 (twenty-four) calendar months from the date of commencement or reinstatement… Read More
team4dfiWith the times that we are in, and people are suffering from depression, why is your waiting period for suicide death, 24 months.

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Life Cover – Additional Cover Options

There are additional covers that can be added to Life Cover and these enhance the overall protection because Life Cover on its own does not cover eventualities like incapacity due to injury or illness or loss of income due to redundancy. So, one can take other cover over and above the life cover:

Different types of insurance covers are available and can be taken separately or as a combination with other covers:

Every Diasporan originally from any of the following countries (by birth, by descent, by naturisation, by marriage, by registration) qualifies to be covered and you can cover yourself in the diaspora and your loved ones back home or anywhere in the world:

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