Diaspora Insurance

Our focus and remit is to positively impact and change people’s realities through bespoke global risk management solutions.

About Diaspora Insurance

Peace of mind Guaranteed!

Destiny Finance Ltd T/A Diaspora Insurance is a global consultancy firm headquartered in Birmingham, United Kingdom and Randburg, South Africa. We specialise in the designing, marketing and distribution of insurance products and risk management solutions targeted at Expatriates and Diasporans living and working in developed markets like UK, Australia, EU, North America, Australia and New Zealand.

Our global insurance solutions enable the Diasporans/Expatriates not only to cover themselves but also their families in their countries of origin. In most cases we holistically transfer risk from developing countries to global financial markets.

In the United Kingdom Destiny Finance Ltd T/A Diaspora Insurance is authorised and regulated by the Financial Conduct Authority (FCA) with Registration Number: 795897. In South Africa, Destiny Finance (Pty) Ltd T/A Diaspora Insurance Consultants is regulated and authorised by the Financial Sector Conduct Authority (FSCA) with Registration Number: 48996

Global Risk Solutions

As Diaspora Insurance we pride ourselves in providing specialist and bespoke insurance products to transnational citizens otherwise called Expatriates or Diasporans. United Nations estimates that over 250 million people live outside their countries of birth. Diasporans’ personal and family protection needs be it funeral cover, medical insurance or specialist international students’ medical insurance are diverse and complex. At Diaspora Insurance, your global family protection needs are our sole focus.

Diaspora Insurance is structured to work differently. Our focus and remit is to positively impact and change people’s realities through bespoke and global risk management solutions. With two fully operational offices in the United Kingdom and South Africa support is never far away. Our people are trained to deliver exceptional customer service at every point of contact.

Reputable Underwriters

Diaspora Insurance is the distributor of Diaspora Funeral Cash Plan.

Global migration invariably creates peculiar family protection needs. For years the insurance industry has chosen to focus on the mass market ignoring the specialist Diasporas niche market. At Diaspora Insurance we chose to be different and continue to create bespoke risk management solutions that are anchored on the global strengths of our underwriters and re-insurers. Our global capacity means that we can holistically mitigate and transfer risk from excluded and marginalised communities into global financial markets. We continue to be encouraged and motivated by the impact that our products continue to have in solving some age-old community problems like diaspora deaths.

The Diaspora Funeral Cash Plan is underwritten by Guardrisk Life International Limited based in Ebene, Mauritius and re-insured by Africa Re and FM Re.

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