Diaspora Insurance Blogs
  1. home
  2. blog
  3. Diaspora Insurance Blogs
Where to find repatriation services anywhere in the world.

Where to find repatriation services anywhere in the world.

June 7, 2023 ,
There are many repatriation companies that offer repatriation services all over the world. One should not worry about repatriation services now for we do not know when and where death will happen. Death can happen at any time and anywhere.  Repatriation companies will always be there, and new players will join the market in the future. Taking a cash cover today will guarantee you the flexibility of choosing the most suitable repatriation services company to suit your budget. It is essential that one’s policy speaks to their needs and reality. Treating customers fairly means that the policy should meet the… Read More
team4dfiWhere to find repatriation services anywhere in the world.
How do I pay the Diaspora Funeral Cash Plan premiums

How do I pay the Diaspora Funeral Cash Plan premiums

June 7, 2023 ,
At Diaspora Insurance we pride ourselves on providing specialist and bespoke insurance products to transnational citizens otherwise referred to as expatriates or Diasporans. Diaspora Insurance are the providers of the bespoke Diaspora Funeral Cash Plan, a cash plan designed for Africans living in the diaspora. Premiums can be paid worldwide. As part of treating our customers fairly Diaspora Insurance has different ways for customers to honour their payments depending on their location. Below are our payment options: 1. Recurring card payments Mastercard and Visa card holders can pay recurring card payments. Premiums are deducted monthly, and clients can update their… Read More
team4dfiHow do I pay the Diaspora Funeral Cash Plan premiums
Why insurance premium for older people is higher than for younger lives

Why insurance premium for older people is higher than for younger lives

May 24, 2023
Life insurance premiums are dependent on age – the older you are, more you pay. If you buy a policy at a younger age, you will pay lower premiums for the policy duration as compared to some one older. How? Because with increasing age, there is higher chance that your health might decline, and the insured event may happen significantly prior. As you get older, your insurance premiums are likely to rise as well. This is because older age means a higher chance of mortality, hospitalization, and medical expenses. As we age, we’re at increased risk of developing underlying health… Read More
team4dfiWhy insurance premium for older people is higher than for younger lives
Can I cover my partner’s children on the Diaspora Funeral Cash Plan?

Can I cover my partner’s children on the Diaspora Funeral Cash Plan?

May 23, 2023
One of the most frequently asked question for people who want to take the Diaspora Funeral Cash Plan is “Can I cover my partner’s children although they are not my biological children?” The answer to that is: The Diaspora Funeral Cash plan allows you to cover yourself and your loved ones as long as there is insurable interest. Insurable interest refers to you suffering a financial loss in the event of death of an individual. To address the question, we also look at insuring children in general. The following categories of children are eligible for cover with Diaspora Funeral Cash… Read More
team4dfiCan I cover my partner’s children on the Diaspora Funeral Cash Plan?
Can I get a refund for my Diaspora Funeral Cash Plan when I cancel policy?

Can I get a refund for my Diaspora Funeral Cash Plan when I cancel policy?

May 2, 2023
The Diaspora Funeral Cash Plan is a unique type of prepaid funeral plan insurance that has no surrender and is quite different from a life insurance policy where you may claim your money for funeral expenses at any time. The Diaspora Funeral cash plan is a product offered by Diaspora Insurance, an Insurance Company based in the UK. Death is a certainty and funeral planning should be and remain in things-to-do, for any living human being. Diaspora Funeral Cash Plan only pays out a lump sum on claim (upon death), however, unless the cover is cancelled within the first month… Read More
team4dfiCan I get a refund for my Diaspora Funeral Cash Plan when I cancel policy?
How do I make a claim with Diaspora Insurance?

How do I make a claim with Diaspora Insurance?

April 11, 2023
One of the most asked questions associated with ‘how do I make a claim with Diaspora Insurance?,  is, ‘how do you qualify a valid Diaspora Funeral Cash Plan?’ These two go hand in hand. How we at Diaspora Insurance qualify a valid Diaspora Funeral Cash Plan is straight-forward. Because we understand that when families are grieving the loss of a loved one, it is a very difficult time, we make it easier by making the insurance claim process hassle-free whether you are making the claim from the diaspora or anywhere in the world. A claim would arise if a policyholder… Read More
team4dfiHow do I make a claim with Diaspora Insurance?
Are my premiums protected if the company goes bursts?

Are my premiums protected if the company goes bursts?

March 23, 2023 ,
Destiny finance trading as Diaspora Insurance LTD is regulated and authorized by the Financial Conduct Authority (FCA) under Firm Reference  Number: 795897. It is also a  member of the UK Financial Services Compensation Scheme (FSCS) which  is an independent and free service scheme, protecting consumers when financial firms fail. In addition, Diaspora Insurance is reinsured by one of the biggest reinsurance companies called Africa RE, FM Re and is underwritten by Guardrisk Life International Limited. In essence, YES, your premiums are protected through the following platforms: Financial Conduct Authority (FCA) UK Financial Services Compensation Scheme (FSCS) Guard Risk Life International… Read More
team4dfiAre my premiums protected if the company goes bursts?
Do you offer flight tickets or any other services?

Do you offer flight tickets or any other services?

March 20, 2023 ,
The Diaspora Funeral Cash Plan (‘DFCP’) is a bespoke cover offered by Diaspora Insurance which is Authorised and regulated by the FCA, UK. Diaspora Funeral Cash Plan has been offering unrivalled benefits for over ten years. The Diaspora Funeral Cash Plans offers a host of benefits and various packages that are enough to cover flight tickets and other services needed for one to have a dignified send off.  The Diaspora Funeral Cash Plan does not look only into covering basic funeral expenses like the casket, and  flight tickets like most funeral directors do, but also looks further in covering various… Read More
team4dfiDo you offer flight tickets or any other services?
Why do you use different currencies for your policy ?

Why do you use different currencies for your policy ?

March 14, 2023 ,
The bespoke Diaspora Funeral Cash Plan is underwritten in the major currencies of the world: US Dollar, the Euro, British Pound, Australian Dollar and Canadian Dollar. These currencies are historically known to maintain their value over time compared to the rest of the world’s currencies.  Diaspora Insurance is a dynamic company which was formed with the goal to speak to clients’ needs, especially Diasporans who found themselves in trying times when grieving their loved ones. (Targeted at transnational citizens) First, we need to define what are Diasporans. According to the Oxford dictionary, it defines them as a group of people… Read More
team4dfiWhy do you use different currencies for your policy ?
How to manage the impact of dying in the diaspora

How to manage the impact of dying in the diaspora

March 7, 2023 , , , , , , , , , , , , , ,
For those who die in a foreign country, the cost of dying can be overwhelming. There are a variety of expenses associated with death, including funeral costs, repatriation costs, and more. In addition to these direct costs, you may also have to deal with legal and administrative costs. It is therefore important for individuals traveling abroad to plan ahead and take steps to protect their loved ones in the event of their death abroad. By understanding the potential costs involved, having a will in place, and ensuring family members have access to the necessary documents upon death, individuals can try… Read More
team4dfiHow to manage the impact of dying in the diaspora

Meta

If you need further advice Life Cover or help set up your cover just get in touch on our
Sales Call Centre: +44 121 295 1116. Your Life Cover is a WhatsApp away: +44 770 3838 304

Life Cover - Get A Quote Funeral Cas Plan - Get A Quote

Life Cover – Additional Cover Options

There are additional covers that can be added to Life Cover and these enhance the overall protection because Life Cover on its own does not cover eventualities like incapacity due to injury or illness or loss of income due to redundancy. So, one can take other cover over and above the life cover:

Different types of insurance covers are available and can be taken separately or as a combination with other covers:

Every Diasporan originally from any of the following countries (by birth, by descent, by naturisation, by marriage, by registration) qualifies to be covered and you can cover yourself in the diaspora and your loved ones back home or anywhere in the world:

Join Our Newsletter