Ghanaians worldwide the bespoke Diaspora Funeral Cash Plan cover is for YOU!
We now live in an era of transnationalism wherein as transnational citizens we are essentially global villagers who belong to more than one society. When it comes to your global family protection needs you need flexible and versatile risk management solutions. Talk of worldwide protection without boards, we got you covered. At Diaspora Insurance we specialise in crafting bespoke risk solutions to make sure that you can cover not just yourself in the diaspora but also your loved ones in your native country if you wish.
Whether you are Ghanaians by descent, registry, birth, marriage you name it the Diaspora Insurance is for You even if you have naturalised by taking other citizenship.
Population: Ghana is a multi-ethnic country. The largest ethnic group is the Ashanti people. Ghana’s population of approximately 30 million spans a variety of ethnic, linguistic and religious groups. As of 22 June 2019, Ghana has a population of 30,083,000. Around 29 percent of the population is under the age of 15, while persons aged 15–64 make up 57.8 percent of the population.
Economy: Ghana’s growing economic prosperity and democratic political system have made it a regional power in West Africa. The Ghana economy is an emerging digital-based mixed economy hybrid with an increasing primary manufacturing and export of digital technology goods along with assembling and exporting automobiles and ships, diverse resource rich exportation of industrial minerals, agricultural products primarily cocoa, petroleum and natural gas.
As of 2014, there are 375,000 registered legal skilled workers (permanent residents) or foreign workers/students (i.e. Ghana Card holders) inhabitants with an annually 1.5 million transited airport layovers.
The South African High Commission in UK on Monday August 16 welcomed the Proteas Cricket squad at the Trafalgar Square in London. Diaspora Insurance CEO and founder, Jeff Madzingo was among the guests invited to the event. Guests donned South African flag colours, holding the flag and were treated to SA music and cuisines. The
The decision to migrate in Ghana has often been a response to a combination of several factors, including economic, social and political and environmental factors such as poverty, landlessness and economic dislocations.
These factors are also often linked to factors such as trade, urbanisation and the growth of administrative sectors, agriculture, land degradation and rural poverty to induce migration, both internal and international.
Body Repatriation for Ghanaians in the Diaspora
In Ghana repatriated bodies are received at the Kotoka International Airport. The airport also has clearance facilities for repatriated human remains.
Cost of Dead Body Repatriation to Ghana
Cost varies depending on where you are repatriating the body from, service provider's fee structure and if there are any other requirements that need to be paid.
The average cost of repatriating a body from the UK to Ghana is about £3500.
Requirements for Dead Body Repatriation to Ghana
Original death certificate recognised by the country where the death occurred.
Contagious/ Non contagious disease certificate
Certified Copy of death certificate
Locally listed burial and/or transit permit
Embalmers’ (non-contagious) affidavit
Non-contagious disease letter from local health authority
Photocopy of passport
Documents mailed should include a self-addressed, trackable and stamped return envelope.
For Cremated remains:
Certified copy of death certificate
Hermetically sealed container
Essential for Repatriating a dead body to Ghana
Note: All documents submitted must be in triplicate (Original and Two Photocopies
If in doubt of the procedures, get in touch with the Ghananian Embassy in the repatriating country.
How long does it take to repatriate a dead body to Ghana?
It’s generally not possible to know in advance how long it will take to repatriate a body into Ghana.However, once all the paperwork has been done, it takes approximately 5 – 20 working days depending on the Funeral Director’s logistics arrangements.
Ghana Diaspora Population
According to Wikipedia, there are about +/-4 million Ghanaians that are living in the diaspora. They are spread across the following countries:
Rest of the world- 67,499
The total population of Ghana is estimated to be at 31 Million people according to Wikipedia.
As stated above, the 4 million diaspora citizens make up 13% of the documented population. Statistics show that the majority of Ghanaian nationals emigrate to European countries and some neighbouring African countries for job opportunities.
10% of the Ghanaian citizens live in Brazil. These are known as the Tabom People. Their history dates back to the 19th century when they were taken to Brazil as slaves and ended up settling in the country.
5.4% of the population in the diaspora lives in the UK and USA.
Ghana Diaspora Remittances
According to a report by the IOM on remittances, Ghana comes second after Nigeria as the country which received the highest amount of remittances. Ghana receives remittances of +/-$3.5 Billion per year from its citizens living out of the country as follows:
How Funds Are Remitted to Ghana
Channels used by most Ghanaians to send money back home to friends and relatives:
XOOM (A PayPal Service)
Wise (formerly known as Transferwise)
Reasons for sending remittances to Ghana
Remittances have become an important source for socio-economic equalizing and leveraging for many households and nations of the developing country. Migrants are said to have become the lifelines of their families back home.
Majority of the remittances sent home are primarily for upkeep of family members remaining in Ghana.
Most Ghanaians use internet applications such as WhatsApp, Facebook and E-mails to communicate with their family back home. In most African countries, using data to make a call is much cheaper than it is to use mobile airtime to phone overseas.
Below are the statistics on the internet users in Ghana and how widely spread Ghanaians are over the internet and on Social Media.
Internet users in Ghana
There were 15.70 million internet users in Ghana as at January 2021
The number of internet users in Ghana increased by 943 thousand (+6.4%) between 2020 and 2021.
Internet penetration in Ghana stood at 50.01% in January 2021
Social Media Statistics for Ghana
There were 8.20 million social media users in Ghana in January 2021
The number of social media users in Ghana increased by 2.2 million (+37%) between 2020 and 2021.
The number of social media users in Ghana was equivalent to 26.1% of the total population in January 2021.
Mobile Connections in Ghana
There were 41.69 million mobile connections in Ghana in January 2021.
The number of mobile connections in Ghana increased by 3.1 million (+8.1%) between January 2020 and January 2021.
The number of mobile connections in Ghana in January 2021 was equivalent to 132.8% of the total population.
Note: many people have more than one mobile connection, so figures for mobile connections may exceed 100% of the total population.
There are additional covers that can be added to Life Cover and these enhance the overall protection because Life Cover on its own does not cover eventualities like incapacity due to injury or illness or loss of income due to redundancy. So, one can take other cover over and above the life cover:
Every Diasporan originally from any of the following countries (by birth, by descent, by naturisation, by marriage, by registration) qualifies to be covered and you can cover yourself in the diaspora and your loved ones back home or anywhere in the world:
More and more countries will be added as we go along.
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