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Do you pay-out a claim if the body of the deceased cannot be found?

The Diaspora Insurance Claim Process. When you make a claim with Diaspora Insurance, proof of death is one of the required documentation needed in order to process the claim. This is usually in the form of a Death Certificate, burial order or proof or death from hospital. This is much straight-forward in cases where the body is not missing. However, this is not so in cases where the body is missing. In most cases where the missing person is presumed dead, it is not possible to get a Death Certificate. The next question that family members may have is. Without… Read More
team4dfiDo you pay-out a claim if the body of the deceased cannot be found?

How to manage the impact of dying in the diaspora

For those who die in a foreign country, the cost of dying can be overwhelming. There are a variety of expenses associated with death, including funeral costs, repatriation costs, and more. In addition to these direct costs, you may also have to deal with legal and administrative costs. It is therefore important for individuals traveling abroad to plan ahead and take steps to protect their loved ones in the event of their death abroad. By understanding the potential costs involved, having a will in place, and ensuring family members have access to the necessary documents upon death, individuals can try… Read More
team4dfiHow to manage the impact of dying in the diaspora

Is this product only for Zimbabweans?

Diaspora Funeral Cash Plan is a bespoke product offered by Diaspora Insurance which is a very simplified product that guarantees peace of mind and comes on a guaranteed acceptance basis. Guaranteed Acceptance basis basically means we do not conduct any medicals both on application and on claiming, the following are the key features of the cover: Guaranteed acceptance with no medicals at all. Immediate US$, £, €, ZAR cash pay-out upon proof of death Worldwide cover, it truly is protection with no borders. Permanently US$, £, €, ZAR denomination policy Up to US$/£/€20,000 cover per life Body repatriation is not… Read More
team4dfiIs this product only for Zimbabweans?

The consequences of not having a funeral plan & how it can affect your family

When a loved one passes away, it can be a difficult time for the family and friends. Not having a funeral plan in place can cause additional stress and worry during this already difficult time. Without a plan, families may have to make decisions about the deceased quickly, without taking into account their wishes or financial situation. This could lead to financial strain as well as emotional distress. It is important to consider the consequences of not having a funeral plan in order to ensure that your family is taken care of after you pass away. Planning a funeral for… Read More
team4dfiThe consequences of not having a funeral plan & how it can affect your family

How do I pay my premiums?

As Diaspora Insurance we pride ourselves in providing specialist and bespoke insurance products to transnational citizens otherwise called Expatriates or Diasporans. Diaspora Insurance is a global company that provides a global service to meet our clients’ needs all over the world. It is possible to pay premiums from anywhere in the world. As part of treating our customers fairly Diaspora Insurance has different ways that our clients can use to Honour their payments depending on their location. Below is a list of the payment options that we have: Recurring Card payments The recurring card payment option is available to Mastercard… Read More
team4dfiHow do I pay my premiums?

With the times that we are in, and people are suffering from depression, why is your waiting period for suicide death, 24 months.

Suicide is defined as death caused by self-directed injurious behavior’s with the intent to die as a result of the behavior’s as defined by Institute of National Mental Healthy. A suicide clause is a provision in most insurance policies that states that the policy will be void if the policyholder commits suicide within a specified period following the policy start date. This period is usually two years. The Diaspora Funeral Cash Plan policy excludes any claim arising as a result of suicide (whether sane or insane) during the first 24 (twenty-four) calendar months from the date of commencement or reinstatement… Read More
team4dfiWith the times that we are in, and people are suffering from depression, why is your waiting period for suicide death, 24 months.

Day in the Life: The Challenges of Kenyans Living in the Diaspora.

For many Kenyans living in the diaspora, life is characterized by a daily struggle. Life in the diaspora can be hard because people have to adapt to new and strange cultures, deal with language barriers and cultural differences, and deal with homesickness and economic struggles. Despite this, Kenyans living abroad have found ways to retain their culture while navigating through the various complexities of life in a foreign country. When you don’t have a supportive community nearby, living in the diaspora can be a lonely and depressing experience. It’s difficult to find anything that brings joy and optimism in this… Read More
team4dfiDay in the Life: The Challenges of Kenyans Living in the Diaspora.

Diaspora Insurance sponsors Ghana Social Workers Ball Dinner in the UK

On Saturday, 26th November 2022, Ghana Social Workers Association (GHASWA) organised their End Year Dinner Dance at White Diamond 141-143 Foleshill Road, Coventry CV1-4LF The last time GHASWA gathered to celebrate the end-of-year dinner dance was in 2019. It was such a fantastic time for old friends and colleagues to catch up again to have a great time together since Covid-19 made it impossible for them to meet for their annual celebration for the past 3years. A special Guest at the event was Dr Botchway, the Chairman of Ghana Union, Midlands. In his keynote address to the Members of the… Read More
team4dfiDiaspora Insurance sponsors Ghana Social Workers Ball Dinner in the UK

Can I remain covered on the maximum cover of £/$/€20, 000 if I relocate to Africa?

The bespoke Diaspora Funeral Cash Plan offered by Diaspora Insurance is a flexible cash cover that has been designed to meet different needs and budgets. The cash plan has a range of cover amounts/benefit amounts that clients can take upon application. The minimum amount is £/$/€2, 500, increasing in multiples of 2, 500 up to a maximum cover of £/$/€20, 000 per life. In the same breath, it is also important to mention that the Diaspora Funeral Cash Plan is available in all the major global currencies since our clients are global.   The maximum cover amount for a life… Read More
team4dfiCan I remain covered on the maximum cover of £/$/€20, 000 if I relocate to Africa?

African Women in Europe (AWE) Hosts UK Conference

African Women in Europe held their first face-to-face conference on the May 21 2022 in the United Kingdom since the outbreak of the Covid-19 pandemic. The engaging conference was held at Holiday Inn in Milton Keynes. Some of the keynote speakers were Hezeliya Kaudo, a lifetime coach, Caroline Mutoko, media proprietor and entrepreneur, and Virginia Chapman, a property investor and business coach.AWE was founded in 2008 by Joy Zenz as a platform for African diaspora women to network in Germany only. As Jesus said in the book of Matthew, you can’t light a lamp and put it under a bushel… Read More
team4dfiAfrican Women in Europe (AWE) Hosts UK Conference