Diaspora Insurance is a global company that provides insurance products targeted at diasporas worldwide. Some of the key products are the Diaspora Funeral Cash Plan, the Group Funeral Cash Plan and the Diaspora Life Cover. This broad range of products and services creates opportunities for potential candidates living in the diaspora. However, before we discuss the various roles available at Diaspora Insurance, there is a need to take a glance at the values at the core of the company.
What are the values of Diaspora Insurance?
Our company values serve as a compass to our team members, showing them… Read More
team4dfiHow to get hired at Diaspora Insurance. Job opportunities you need to know
The Diaspora Insurance Claim Process.
When you make a claim with Diaspora Insurance, proof of death is one of the required documentation needed in order to process the claim. This is usually in the form of a Death Certificate, burial order or proof or death from hospital. This is much straight-forward in cases where the body is not missing. However, this is not so in cases where the body is missing. In most cases where the missing person is presumed dead, it is not possible to get a Death Certificate.
The next question that family members may have is.
Without… Read More
team4dfiDo you pay-out a claim if the body of the deceased cannot be found?
For those who die in a foreign country, the cost of dying can be overwhelming. There are a variety of expenses associated with death, including funeral costs, repatriation costs, and more. In addition to these direct costs, you may also have to deal with legal and administrative costs. It is therefore important for individuals traveling abroad to plan ahead and take steps to protect their loved ones in the event of their death abroad. By understanding the potential costs involved, having a will in place, and ensuring family members have access to the necessary documents upon death, individuals can try… Read More
team4dfiHow to manage the impact of dying in the diaspora
Diaspora Funeral Cash Plan is a bespoke product offered by Diaspora Insurance which is a very simplified product that guarantees peace of mind and comes on a guaranteed acceptance basis. Guaranteed Acceptance basis basically means we do not conduct any medicals both on application and on claiming, the following are the key features of the cover:
Guaranteed acceptance with no medicals at all.
Immediate US$, £, €, ZAR cash pay-out upon proof of death
Worldwide cover, it truly is protection with no borders.
Permanently US$, £, €, ZAR denomination policy
Up to US$/£/€20,000 cover per life
Body repatriation is not… Read More
When a loved one passes away, it can be a difficult time for the family and friends. Not having a funeral plan in place can cause additional stress and worry during this already difficult time. Without a plan, families may have to make decisions about the deceased quickly, without taking into account their wishes or financial situation. This could lead to financial strain as well as emotional distress. It is important to consider the consequences of not having a funeral plan in order to ensure that your family is taken care of after you pass away.
Planning a funeral for… Read More
team4dfiThe consequences of not having a funeral plan & how it can affect your family
As Diaspora Insurance we pride ourselves in providing specialist and bespoke insurance products to transnational citizens otherwise called Expatriates or Diasporans. Diaspora Insurance is a global company that provides a global service to meet our clients’ needs all over the world.
It is possible to pay premiums from anywhere in the world. As part of treating our customers fairly Diaspora Insurance has different ways that our clients can use to Honour their payments depending on their location. Below is a list of the payment options that we have:
Recurring Card payments
The recurring card payment option is available to Mastercard… Read More
Suicide is defined as death caused by self-directed injurious behavior’s with the intent to die as a result of the behavior’s as defined by Institute of National Mental Healthy.
A suicide clause is a provision in most insurance policies that states that the policy will be void if the policyholder commits suicide within a specified period following the policy start date. This period is usually two years. The Diaspora Funeral Cash Plan policy excludes any claim arising as a result of suicide (whether sane or insane) during the first 24 (twenty-four) calendar months from the date of commencement or reinstatement… Read More
team4dfiWith the times that we are in, and people are suffering from depression, why is your waiting period for suicide death, 24 months.
For many Kenyans living in the diaspora, life is characterized by a daily struggle. Life in the diaspora can be hard because people have to adapt to new and strange cultures, deal with language barriers and cultural differences, and deal with homesickness and economic struggles. Despite this, Kenyans living abroad have found ways to retain their culture while navigating through the various complexities of life in a foreign country.
When you don’t have a supportive community nearby, living in the diaspora can be a lonely and depressing experience. It’s difficult to find anything that brings joy and optimism in this… Read More
team4dfiDay in the Life: The Challenges of Kenyans Living in the Diaspora.
On Saturday, 26th November 2022, Ghana Social Workers Association (GHASWA) organised their End Year Dinner Dance at White Diamond 141-143 Foleshill Road, Coventry CV1-4LF
The last time GHASWA gathered to celebrate the end-of-year dinner dance was in 2019. It was such a fantastic time for old friends and colleagues to catch up again to have a great time together since Covid-19 made it impossible for them to meet for their annual celebration for the past 3years.
A special Guest at the event was Dr Botchway, the Chairman of Ghana Union, Midlands.
In his keynote address to the Members of the… Read More
team4dfiDiaspora Insurance sponsors Ghana Social Workers Ball Dinner in the UK
The bespoke Diaspora Funeral Cash Plan offered by Diaspora Insurance is a flexible cash cover that has been designed to meet different needs and budgets. The cash plan has a range of cover amounts/benefit amounts that clients can take upon application. The minimum amount is £/$/€2, 500, increasing in multiples of 2, 500 up to a maximum cover of £/$/€20, 000 per life. In the same breath, it is also important to mention that the Diaspora Funeral Cash Plan is available in all the major global currencies since our clients are global.
The maximum cover amount for a life… Read More
team4dfiCan I remain covered on the maximum cover of £/$/€20, 000 if I relocate to Africa?
There are additional covers that can be added to Life Cover and these enhance the overall protection because Life Cover on its own does not cover eventualities like incapacity due to injury or illness or loss of income due to redundancy. So, one can take other cover over and above the life cover:
Every Diasporan originally from any of the following countries (by birth, by descent, by naturisation, by marriage, by registration) qualifies to be covered and you can cover yourself in the diaspora and your loved ones back home or anywhere in the world:
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